Find an Experienced

Medicare Advisor

Connecting you with us

1

Initial consultation.

We take the time to explain Medicare plans and benefits, and ask personalized questions to find out what your needs are.

2

Personalized suggestions.

We advise you on your best options and make any necessary adjustments to suit those important needs.

3

Continuous support.

Avoid the “1-800” number and let us handle it. From connecting you with medicare accepting doctors to answering any & all questions, we are here to support you every step of the way.

“I attended a seminar through this company on Medicare and signed up for an appointment. I meet with Luke and Ryan on several occasions and they helped guide me through the process.
Luke took the time to explain everything to me in detail and explained my different options.
I greatly appreciate the time and devotion they spent on my applications and going the extra mile to set up my payment schedule. I would definitely recommend Cornerstone Portfolio to my friends.”

-Annette Sutton

FAQs

How do I sign up for Medicare?

If you already get Social Security benefits, you do not need to sign up for Medicare. You will automatically be enrolled in Original Medicare (Part A and Part B) when you become eligible.  

If you don’t get Social Security benefits and are not ready to apply for them yet, you should sign up for Medicare three months before your 65th birthday. The easiest way to apply for Medicare is by using their online application.

Will my Medicare premiums be higher because of my higher income?

Some people with higher income may pay a larger percentage of their monthly Medicare Part B and prescription drug costs based on their income.. Visit Medicare Premiums: Rules For Higher-Income Beneficiaries to see if the adjustment amount applies to you.

What is Medicare and who can get it?

Medicare is a health insurance program for people age 65 or older. Some younger people are eligible for Medicare including people with disabilities, permanent kidney failure, and amyotrophic lateral sclerosis (Lou Gehrig’s disease or ALS). Medicare helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care.

Original Medicare included:

  • Part A—Hospital insurance helps pay for inpatient care in a hospital or limited time at a skilled nursing facility (following a hospital stay), and some home health care and hospice care.

  • Part B—Medical insurance helps pay for doctors’ services and many other medical services and supplies that the hospital insurance does not cover.

Other parts of Medicare are:

  • Part C—Medicare Advantage plans are offered by private companies and approved by Medicare. These plans generally help you pay the medical costs not covered by Original Medicare.

  • Part D—Prescription drug coverage helps pay for prescribed medications.